Talkquotes.com

The lines of credit insurance to support managed by COSEC have been used until the end of May 3800 for businesses, today announced the insurer.

Fri, 19 Jun 2009 10:53:59 +0000

“The three lines of support for the credit insurance provided by the State in the first quarter of this year, amounting to three billion euros, of which” the COSEC was responsible for the management of 1.840 million, were used in 3800 by company end of May this year, “moved into the insurer reported.

The COSEC also indicates that the line of 420 million euros for the markets of the OECD – Organization for Economic Cooperation and Development, including the domestic market and was incorporated as additional security coverage provided by the insurer, by the end of May had an occupation overall 65 percent and covered 2,010 companies.

Google will test the feasibility of a version of Gmail that allows to give more guarantees of security and privacy to users, announces the international press.

Fri, 19 Jun 2009 10:53:30 +0000

The criticism from several experts have been at the root position of this company.
The company must change its servers to the data transfers in Gmail will all be automatically encrypted, connections through HTTPS (Hypertext Transfer Protocol Secure). Currently the link is only in encrypted authentication (log in), from that moment all connections are made without such security.
Thirty-eight experts in security and privacy on the Internet wrote a letter to Google warning of the need to change the system of your e-mail service.
The procedure that is used is risky, say experts. Becomes relatively easy access for hackers – using shared wireless networks, for example – the Google accounts and all information contained in emails, through a technique known as “session hijacking”. “If you want to take possession of the identity of someone, it is in the mail box you should find it,” said Cristipher Soghojan. Fellow at the Berkman Center for Internet and Society at Harvard University, Soghojan was one of 38 signatories of the letter. The HTTPS will not only encrypt the email, making them more difficult to read, and allows the authentication of servers.
Currently users can now use HTTPS connection during its meeting in Gmail, but then we need to access the “settings” and activate the option “always use HTTPS. In the version that will be tested, this option will be activated automatically – “default”.

Co-incineration plant: There was “social construction” of risk, process can be safe – researcher of Coimbra

Fri, 19 Jun 2009 10:52:01 +0000

A professor of law Alexandra Aragon held today in Coimbra, which was a “social construction” around the risks of co-incineration, but the process, “if properly done, can be safe” .
“There was a social construction of risk. The co-incineration in itself, if done correctly, can be safe,” he said.
Professor of Law University of Coimbra (FDUC) spoke to the agency Lusa on the sidelines of the international symposium “Risk and state in a globalizing world”, which began today and runs until Friday.
“Much as the co-incineration of waste can include indiscriminate danger to public health, the process itself to co-incineration is not any reason to be afraid, but it is the precise knowledge and awareness of what the waste going be incinerated. not incinerate the waste such that walk around the abandonment, the composition does not know is incinerated waste whose physico-chemical composition we know exactly, “he said.
In view of the researcher of the Center for the Study of Law of the Town of Urbanism and Environment (CEDOUA), “so if there is no reason to be afraid of co-incineration”, “a fairly widespread, used throughout Europe “.
“I can not say that, in general, is a safe or unsafe, there is reason for alarm. I can only say that there was a social construction around the process of co-incineration, which leads to fear of the word itself, when incinerating waste an industrial process, particularly in the manufacture of cement, is something trivial, which is already done long ago in Portugal, with other types of waste, “said.
Initiated in the nineties, the co-incineration of hazardous industrial waste in cement Souselas of Coimbra has been challenged in a movement of citizens and by local authorities, which has led to its postponement.
Alexandra Aragon, along with Marcio Nobre, presented Friday in a communication seminar on “Risk in the Prevention of Environmental Law.”
“In terms of risk prevention legislation is evolving very rapidly,” she found the FDUC.
In their view, “the legislature has followed the social aspirations, but there are risks that have no social visibility and, maybe, a very demanding more.”
“In Portugal, the heat wave [issue discussed at the event by sociologist José Manuel Mendes] is not perceived as a social risk, and yet there were thousands of dead. And there are ways to prevent,” warned.
For the teacher, “if there is risk of global or national, with the alarm that generate social, such as floods or fires, for example, there must be an active intervention of the state of a socially just.”
“There is a strange symbiosis, a strange closeness between the risks, are natural or technological, and poverty,” he said, showing the areas of flooding, usually inhabited by vulnerable populations.
Work in the morning speakers were Frank Furedi, University of Kent, and Gabrielle Hecht, University of Michigan.
The symposium is organized by the Center of Risk (OSIRIS) of the Center for Social Studies, University of Coimbra.
In the opening session of the event involved the coordinator of OSIRIS, José Manuel Mendes, the vice dean of the UC Gomes Martins, the mayor of Coimbra, Carlos Encarnação, and the civil governor, Henrique Fernandes.

Guy Ritchie got to drive without insurance

Fri, 19 Jun 2009 10:51:33 +0000

The filmmaker and former husband of Madonna was surprised by the British police. Guy Ritchie was notified by driving without insurance.
Guy Ritchie was stopped by the London and has been notified by driving without insurance. According to the tabloid “Daily Mail”, the film was stopped by officers when returning from a bar in London.
Despite the approach, the former husband of Madonna was polite and followed all the guidelines of the authorities. “He was served with an observation by driving without insurance. Nobody was arrested. The vehicle and its occupants were released immediately, “said a spokesman of the police.
The authorities also found inside the car of Guy Ritchie, a Land Rover, some calming anti-stress.

“Problem club”

Fri, 19 Jun 2009 10:51:15 +0000

It is now no more than a yes. “The reaction of Adriano Galliani, vice-president of Milan, summarizes the situation of transfer of Aly Cissokho. The Manchester United informed the Commission of Securities Market (CMVM) to break in business of 15 million, but Roger Boli, agent of the French side, not lower our arms.

‘The transfer is not aborted. Cissokho be player of Milan, just waiting to resolve a problem between the two clubs’, the CM said the player’s manager of 21 years.

This problem, according to the Italian version, was born in the medical side, when a problem was detected in the tooth structure which, by preventing the bite symmetrical, can facilitate injuries, especially at the muscle and ligaments. With this assumption, Adriano Galliani tried with FC Porto a change: Cissokho would be a year for loan at Milan and at the end of the season, the Italians decide to purchase the French.

The fact is that the dragons have accepted the idea, but disagreed on the numbers. ‘It is a great difference on how much should be the value of the loan. If Manchester United do not accept certain sum, unfortunately we have to surrender, ’said the vice of Milan.

A specialist in sports medicine, who preferred to remain anonymous, believes that the imbalance in the jaw is a ‘pretext regrettable’: ‘First, the problem is remediable and-steerable. Then the Milan apply a certificate of incompetence to the excellent medical department of FC Porto, which analyzes the parameter dental systematically. If the real justification for abortion is that the deal is historic. If masks other reason, is pre-historic. “

Kinés: Unions slam the door on negotiations with the social security

Thu, 18 Jun 2009 07:43:14 +0000

Unions masseurs-physiotherapists have slammed the door Wednesday for their negotiating forum with health insurance, regretting not to be involved in drawing up new guidelines for good practice which should obey the profession.
Health Minister Roselyne Bachelot said Monday that the High Authority of Health was to validate benchmarks written by health insurance, aimed at defining the physical therapy care for each disease.
Unions masseurs-physiotherapists (FFMKR, OK, SNMKR) accuse the Union Nationale des Caisses d’Assurance Maladie (Uncam) not to have involved in drawing up these repositories in which they reject the “accounting logic”.
“Faced with the refusal of Uncam to involve parties (…) and before the will of the wait Uncam assessing the financial impact on the activity of masseurs-physiotherapists, three unions of the profession had “unanimously decided to leave the CSPN (commission national socio-professional),” they said in a statement.
The establishment of these benchmarks had been advocated in the 2009 budget of Social Security.
Health insurance is particularly harmonizing practices and physiotherapy treatment, based on the observation that the number of sessions for the same disease varies considerably “from one patient to another, with wide regional disparities.
The 2009 budget of the social security system that includes professionals wishing to exceed the number of meetings planned by a repository must seek prior approval of health insurance.

The conservative government to reform pensions for mothers

Thu, 18 Jun 2009 07:42:25 +0000

European case law on equality between men and women forced to reform in the coming months the increase in life insurance enjoyed by mothers for their retirement. Several avenues are being explored to secure the device.
Pensions for women are still penalized by motherhood.
The government had no intention of soon to tackle this thorny issue, but it is compelled by a court decision. The increases of insurance period enjoyed by mothers to calculate their retirement – two years of contributions are “available” for every child – are in danger in their present form and should therefore be reformed. “A modification of the device is necessary to take account of developments in the jurisprudence on gender equality, but also to meet the new needs of the insured,” announced Monday the Secretary of State for Family, Nadine Morano.
The Court of Cassation, which is based on the jurisprudence of the European Court of Human Rights has ruled in February that a father who raised children could qualify for the bonus. Given the pension deficit – nearly 8 billion this year – there is obviously no question of extending the current law to both parents. This would, over time, doubling the cost to the general scheme for private employees. And it would undermine the primary purpose of the device, which is offset, at least partially, the low level of pensions for women (see below). Despite this advantage, which represents on average 20% of their retirement, pensions for mothers are still penalized by motherhood more they have raised children, the more their income is low (see chart).
Ice

The executive has thus carefully on this slippery slope. “The goal is to secure it while not exceeding the current budget,” says one in government. Nadine Morano announced a “consultation” with the social partners in the coming weeks. The CGT has already warned that it would be “particularly vigilant”. “A challenge to increase the length of insurance would have a devastating impact on women’s pension, the union warns. “Several tracks are on the table,” says Denis Jacquat UMP member who prepares a report on the topic for the fall. The basic idea to be followed by the government is not to harm women. ”
The executive could be based on the reform which came into force in the civil service, for children born or adopted after 1 January 2004. On the one hand, the increase of life insurance has been halved from one year to six months. Conversely, periods of business interruption, such as parental leave, are considered for the female officers as men, to a maximum of three years per child.
Shared between parents

Other avenues of reform have been discussed by the Conseil d’orientation des retraites. The increase could for example be linked to the delivery or business interruption of two months. But this would in practice to reserve the advantage to women. “We may still be in contradiction with European law,” said a government source. Another solution would be to “share” the increase in life insurance between both parents. “Such a device would be particularly complicated to implement, the same source points out, particularly in cases of divorce and blended families. “

Barack Obama promises to reform the health system without widening the deficit

Thu, 18 Jun 2009 07:38:54 +0000

The U.S. president, Barack Obama, urged on Saturday 13 June, the second most important phase of its “major projects: the reform of health insurance, the most expensive of all the rich countries while leaving by the roadside for the largest proportion of its population. This ambition in the American political and industrial, is a challenge, and in conditions of deepening chasm of public deficits, of squaring the circle.

At 8 hours by e-mail, get the checklist, your daily morning
Subscribe to Monde.fr: € 6 per month + 30 days available
MORE THAN 45 MILLION Americans without health coverage
Cost The United States spends the equivalent of 16% of their GDP in health costs. At this rate, health costs would reach 20% of GDP in 2020. It is 10% in Germany, 11.1% in France.

Medical Insurance It is private to 80%. Only retirees who have contributed (Medicare), disabled veterans and low income (Medicaid) are provided by the public sector. The debt accumulated Medicare exceeds 2 000 billion. In 2008, more than 45 million Americans were uninsured. Their current number is approaching 50 million (16.5% of the population).

Fifteen years ago, President Bill Clinton had his first serious defeat in trying to establish a form of universal health coverage in the United States. Mr. Obama has learned its lesson. He began by reassuring. His plan, he promised, will not the public debt. The creation of a health insurance accessible to all will cost, according to surveys, 1 000 to 1 500 billion dollars (between 710 and 1 100 billion euros). According to the President, its services reach cut 313 billion dollars on public health spending, in addition to 635 billion set aside for this purpose in the 2010 budget.

The “method” presidential remains the same: All the goals and set their budget without detailing the measures, and let the elected officials discuss ways to access them – then left to reveal a plan of action. For now, a vague so the measures will begin to be debated in the House of Representatives “in one or two weeks,” said its president, Nancy Pelosi.

As a first step, Mr. Obama had met on 10 May, hospitals, medical professionals, pharmaceutical industry, insurers and asking everyone to make an effort. Saturday, he repeated his belief: “The status quo is no longer tenable.” Without rapid decline in costs, health coverage for all will be threatened (…) Some believe that reform would cost too much, but doing nothing would cost much more in the coming years, “he continued. The President referred to the negative impact – in terms of employment and purchasing power – the rise in the price policies of private medical insurance (+ 87% over the eight years of President Bush while the family income median fell by 1%).

The fact remains that difficult decisions must be taken that the prospect is already causing controversy. Saturday, Mr. Obama has raised the possibility of trimming $ 200 billion in ten years on reimbursements to public hospitals, and 75 billion over the prices at which drugs are sold. He immediately aroused the hostility of the American Hospital Association and pharmaceutical companies. White House dare she frame, in whole or in part, the price, free in the United States?

Thursday, Green Bay (Wisconsin), the President was welcomed by Republicans opposed to reform who brandished placards: “NObama” and “No Socialism.” The same day, in a Wall Street Journal article entitled “How to stop a socialized health coverage,” Karl Rove, the former eminence grise of George Bush, warned: “If the Democrats vote the option of public health insurance , America will become a welfare state of European type. ”

Faced with such a worrisome “threat,” Mr. Obama had wanted to reassure him: “Nobody in Washington – and certainly not me – does the system of nationalized health care.” However, in the absence of a universal system of assessment, the only way to provide coverage for those who do not have is to offer a public insurance at a lower price. For Mr. Obama, this option would have the advantage of “moralizing” the private sector.

In Washington, Congress, powerful lobbies are busy. Those pharmaceutical companies seek to convince elected officials to challenge the tax in whole or in part with a fixed price of medicines. Insurers, however, want to limit the areas of intervention of a nationalized. The White House expects a bill by August and its adoption in October. It will be satisfied if it includes 80% of its objectives. Mr. Obama held, Saturday, that “four to five years” were a “realistic” to install collective health protection.

Health: Parliamentarians call for a limitation exceedance fee

Thu, 18 Jun 2009 07:37:52 +0000

Arès more than five months of debate, punctuated by petitions, demonstrations and intense lobbying by health professionals, the law “Hôpital, patients, health territory” to complete its parliamentary journey. Deputies and senators, meeting in joint commission (CMP), agreed on Tuesday 16 June on a final text, which should be formally adopted on 23 and 24 June by the National Assembly and the Senate.

Agree, disagree? Comment on the article you just read
Subscribe to Monde.fr: € 6 per month + 30 days available
On the initiative of deputies of the majority, the CMP has adopted an amendment calling for treaty partners (trade unions of doctors and health insurance) to arrive before 15 October, an agreement to limit exceedance fees. “Either the treaty partners result in an acceptable date, the Parliament will resume the hand,” warns Yves Bur (UMP, Bas-Rhin) one of the deputies to the origin of the amendment.

Apart from this key point, members of the CMP have changed the margin that the outcome of the reading in the Senate. In the end, even if it has undergone many adjustments, the reform supported by the Health Minister, Roselyne Bachelot, has kept almost intact its original architecture.

Hospital governance changed. Despite some concessions by the hospital doctors, most of the governance reform hospital is preserved.

In accordance with the wishes of the President of the Republic to give the hospital a “real boss”, the school director sees its power increased. He chairs an Executive Board, whose vice-president is the president of the medical establishment (CME) and appoints the heads of medical centers, which some services.

Removed from the appointment process in the original text, clinicians received the President of the CME has a power of suggestion. In case of disagreement over an appointment, the Hospital Managers have the final word, however.

Mixed results on access to care. Faced with rising inequality in access to health care – with the geographical progression of medical and financial desert with increasing exceedance fees – the government has only partially changed the situation.

To fight against the desert medical, law bet on a range of incentives (scholarships for young doctors, aid for the establishment of nursing homes …) in order to motivate doctors to settle in areas under-equipped.

On the initiative of deputies, the Government has endorsed the implementation of “health solidarity contracts”, from 2012: it is obliged, under penalty of fine, doctors in areas with – time to practice in under-equipped. Nicknamed the “tax Bachelot, this coercive measure was strongly opposed by the Confederation of medical french (CSMF), who found an effective link with the Senators from the majority. Since they refused, the Minister has finally passed with the votes of the opposition.

The government has not shown the same tenacity on exceedances fees. While the members wanted to limit them, especially in private clinics, Ms. Bachelot abandoned to face a threat of strike by young interns.

Even apathy about doctors refusing to patients receiving the universal health coverage (CMU): the Government, as parliamentarians, have finally given up the confrontation with the practice of testing, even though the patient groups, which was l One of the main demands.

The challenge of regionalization of the health system. To fight against the dispersal of power and medical contacts in the same territory, the law creates regional health agencies (ARS). These organs of the State will establish greater coordination between the hospital, the medical city and medical-social sector.

A battle deaf however opposed the National Health Insurance and the State on the expertise of ARS in the management of risk (action campaigns on doctors and insurance). On this point, the CMP has tilted the balance in favor of ARS: they have a genuine right to inspect a prerogative hitherto held by the only insurance.

Measures variable geometry on alcohol. The text prohibits sale of alcohol and tobacco to under 18. It also prohibits the sale of alcohol in service stations between 18 hours and 8 hours (against 22 pm to 6 am today).

Finally, the law allows alcohol advertising on the Internet despite the strong protests from defenders of public health.

The Norwegian insurance company If its going to sort incoming mail with the solution ReadSoft

Thu, 18 Jun 2009 07:37:11 +0000

Like the Finnish subsidiary, the company If Norway has chosen to classify the solution ReadSoft to automate the processing of 2.5 million documents per year entrants. Besides cost savings, the solution will enable the insurer to provide better service to its customers.
Subsidiary of Sampo Plc Financial Group, the Nordic insurance company If nearly 3.6 million customers in Scandinavia and the Baltic countries. 6 The company employs 900 employees and achieved a turnover of 3.6 billion euros.
“Our goal through this project is to manage more customer requests for compensation without the need to increase our workforce,” December lare Harald Thunem Director of Kontorsservice “If Norway. We already have a successful experience with ReadSoft solutions and we are confident in the ability of this new platform to help us improve our customer service. ”
In recent years, the company in Norway If using a scanning solution for electronic archiving, coupled with the solution from ReadSoft FORMS to automate the processing of forms. Among the letters received by the company, many are letters or other unstructured documents accompanying claims. Interest in a courier service was very strong. Classify, as its name suggests, allows to classify all types of incoming documents and automatically capture the data they contain. The information obtained will be sent in a workflow or the archive.